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Account Holding and Custodian Bank Activity

Participation in fundraising operations or securitization for Institutional clients (companies) and acquisition and holding of monetary or financial securities for clients (companies or individuals)

Factoring

Factoring is a technique that allows the transfer of management of accounts receivable to the bank

Key Man Insurance

KEY MAN insurance is a group insurance contract designed to guarantee subscribing companies by paying a fixed capital under the contract in the event of the death, TPD, or Key Men within their structures.

Bills of Exchange Guarantees

Bill aval is a commitment given by BBG, intended to guarantee the payment of a bill issued by its client in favor of third parties. Bill aval is considered as a payment guarantee on the given due date by a third party or by one of the signatories of a bill of exchange.

Foreign Bills of Exchange Guarantees

Bill aval is a commitment given by BBG, intended to guarantee the payment of a bill issued by its client in favor of third parties. Bill aval is considered as a payment guarantee on the given due date by a third party or by one of the signatories of a bill of exchange. Through the aval, BBG lends its signature, against commission(s), and allows its client, either to obtain credit from its supplier or to avoid a deposit payment.

Bridge Collect

Check scanning solution

Conforming

Confirming is a product that allows Enterprise customers to transfer to the Bank all or part of their supplier payment activity

Working Capital Loan

A financing formula that specifically supports companies regarding their working capital needs.

Equipment Loan

A financing formula that specifically supports companies regarding their working capital needs.

Long-Term Loan

Investment credit is a credit that supports the client in their development. This long-term credit finances various types of assets, whether it be the construction or fitting out of professional buildings, the acquisition of equipment or machinery, etc.

Medium-Term Loan

Investment credit is a credit that supports the client in their development. This medium-term credit finances various types of assets, whether it be the construction or fitting out of professional buildings, the acquisition of equipment or machinery, etc.

Commercial Paper Discount

Financing that allows the anticipation of the collection of a trade bill intended for a legal entity, pending the date of effective payment.

Bill Discounts

The discounting of bills allows the advantage of obtaining immediate payment of a trade bill, without waiting for its due date. Indeed, BBG credits you with the amount of the receivable reduced by the interest.

Documentary Credits

This is a credit that finances the payment terms of your business partners internationally.

In case of cash flow deficit, it allows you to mobilize an unexpired receivable for your export operations.

Import Financing

Through pre-financing credit, BBG finances your cash flow needs related to the execution, either of a specific external order or of regular business with foreign countries, such as the supply of raw materials and supplies, operating expenses, storage costs, etc.

Bank Guarantee

It is a bank guarantee used to cover a client's activity.

First Demand Guarantees

These are unconditional guarantees. It is the commitment by which BBG CI undertakes to pay on behalf of its client a specified amount from the commercial contract, which will allow the beneficiary to be compensated in case of default by its client.

Stand-By Letters of Credit

The standby letter of credit ensures maximum flexibility in the processing of your operations, whether you are an importer or exporter. It provides the exporter with a guarantee of payment for their deliveries. It also constitutes an irrevocable commitment from the bank to compensate its beneficiary in case of default by the ordering party (the buyer).

Repatriation of All Currencies

Mainly euros, USD - spot product: receipt of payment for export invoices of goods or services from foreign clients OUTSIDE WAEMU

Import & Export Documentary Collections

Documentary collection allows you to condition your payment, whether at sight or at term, on the delivery of the documents necessary for the acquisition of the merchandise or service. In this case, BBG will be responsible for the exchange of documents against payment, in strict compliance with the instructions given to it.

Virtual IBAN

Reconciliation solution to allow microfinance clients to transit via SICA.

Inventory Financing

Stock goods insurance guarantees the losses and damages caused to a company on a specific object, namely raw materials and goods, during their storage phase.

Temporary Suspension

Option to suspend the repayment program for an agreed period and then resume repayment.

All Risks Construction

This insurance allows the client to be covered against damages that may occur in the context of construction or renovation work (the structure, materials and equipment, machinery, temporary site installations). It also guarantees accidental damage that may affect the site during its construction. Finally, it guarantees the damages and losses suffered by a third party resulting from an accident attributable to the execution of the work.

EPT

Electronic Payment Terminals (credit card and electronic wallet)

International Transfers in All Currencies

Mainly euros, USD - spot product: payment of import invoices or service provision to foreign suppliers OUTSIDE WAEMU;

Account Holding and Custodian Bank Activity

Participation in fundraising operations or securitization for Institutional clients (companies) and acquisition and holding of monetary or financial securities for clients (companies or individuals)

Borrower Death and Loss of Employment Insurance

The BORROWER DEATH INSURANCE contract taken out as security for a loan covers the risks of death, total and permanent disability. This insurance reimburses the bank for the outstanding capital (only) on the day of the claim. The bank is the primary beneficiary, covering its credit risk.

Bridge Car Insurance

Bridge Car Insurance is a contract that guarantees the insured, against the payment of a premium, coverage of material or bodily damage caused by their vehicle to third parties.

Bridge Education Insurance

The purpose of this contract is to cover BBG CI clients from risks that may impede the smooth progress of their children's studies.

Bridge Retirement Insurance

The purpose of this contract is to build up savings payable at the time of retirement or at the end of the contract. It is a mixed life insurance contract that grants you 2 guarantees

Bridge Funerals

Bridge Funerals is a death insurance contract. Its purpose is to cover the Member as well as members of their family (spouse, children, and ascendants) against the risks of Death from Any Cause and Total and Permanent Disability.

Machinery Breakdown

This insurance covers the production tools from possible destruction. It helps to reduce losses in case of a breakdown of a production tool due to operational problems or human error.

Professional Loan

An overdraft is an authorization granted to the client, allowing them to operate their current account in a debit position up to a certain limit.

Professional Multi-Risk Insurance

This insurance covers risks related to the ownership or occupation of a building for professional use. It is essential as it guarantees the company's assets and activity, ensuring its sustainability. It includes offices, warehouses, industrial companies, and shops.

Child Savings Plan

Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing related to a specific purpose.

Housing Savings Plan

Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing for the acquisition of real estate.

Project Savings Plan

Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing related to a specific purpose.

Development Loan

Financing formula granted to an individual for carrying out development work (layout, installation, equipment, etc.) of a property.

Project Loan

The project loan is a financing formula covering expenses related to a life project (wedding, birth, travel, etc.). It allows you to benefit from advantageous conditions in the project savings plan.

Repatriation of All Currencies

Mainly euros, USD - spot product: receipt of payment for export invoices of goods or services from foreign clients OUTSIDE WAEMU

Loan Rescheduling

This is an option allowing a loan holder to reduce their installments halfway through the loan repayment.

International Transfers in All Currencies

Mainly euros, USD - spot product: payment of import invoices or service provision to foreign suppliers OUTSIDE WAEMU;