General Terms and Conditions of Use for the Website

ARTICLE 1: Purpose

These "general terms and conditions of use" are intended to provide a legal framework for the terms of provision of the services of the website and their use by the "User".

The general terms and conditions of use must be accepted by any User wishing to access the site. They constitute the contract between the site and the User. Access to the site by the User implies their acceptance of these general terms and conditions of use.

  • reserves the right to unilaterally and at any time modify the content of these general terms and conditions of use.

ARTICLE 2: Legal notices

The publication of the website is ensured by the company Skysoft with a capital of 1,000,000 FRANCS CFA, whose registered office is located in Zone 4, Boulevard VGE, Immeuble Toyota - Marcory.

The host of the website is the company Skysoft, an Individual Enterprise with a capital of 1,000,000 FRANCS CFA, whose registered office is located in Zone 4, Boulevard VGE, Immeuble Toyota - Marcory.

ARTICLE 3: Definitions

The purpose of this clause is to define the various essential terms of the contract:

  • User: This term refers to any person who uses the site or one of the services offered by the site.
  • User Content: These are the data transmitted by the User within the site.

ARTICLE 4: Access to services

The site allows the User free access to the following services:

  • Information about the bank and its products and services;
  • Announcements regarding exchange rates and other information on the economic environment;
  • Contact with an internal agent for any concerns requiring a more precise response;

The site is accessible free of charge from anywhere to any User with Internet access. All costs incurred by the User to access the service (computer hardware, software, Internet connection, etc.) are their responsibility.

The site implements all the means at its disposal to ensure quality access to its services. As an obligation of means, the site does not undertake to achieve this result.

Any event due to a force majeure resulting in a malfunction of the network or the server does not engage the responsibility of

Access to the services of the site may at any time be subject to interruption, suspension, or modification without notice for maintenance or for any other reason. The User undertakes not to claim any compensation following the interruption, suspension, or modification of this contract.

The User has the possibility to contact the site by email at This email address is being protected from spambots. You need JavaScript enabled to view it..

ARTICLE 5: Intellectual property

The trademarks, logos, signs, and all other content of the site are protected by the Intellectual Property Code, and more particularly by copyright.

The User requests prior authorization from the site for any reproduction, publication, or copy of the various contents.

The User undertakes to use the content of the site strictly for private purposes. Use of the content for commercial purposes is strictly prohibited.

ARTICLE 6: Liability and force majeure

The sources of information disseminated on the site are deemed reliable. However, the site reserves the faculty of a non-guarantee of the reliability of the sources. The information provided on the site is purely informative. Thus, the User assumes sole and entire responsibility for the use of the information and contents of this site.

Any use of the service by the User which directly or indirectly results in damages must be subject to compensation for the benefit of the site.

An optimal guarantee of the security and confidentiality of the transmitted data is not ensured by the site. However, the site undertakes to implement all necessary means to guarantee at best the security and confidentiality of the data.

The responsibility of the site cannot be engaged in the event of force majeure or the unforeseeable and insurmountable fact of a third party.

ARTICLE 7: Hypertext links

Many outgoing hypertext links are present on the site, however, the web pages to which these links lead do not engage the responsibility of which has no control over these links.

The User therefore refrains from engaging the responsibility of the site concerning the content and resources relating to these outgoing hypertext links.

ARTICLE 8: Contractual evolution

The site reserves the right at any time to modify the clauses stipulated in this contract.

ARTICLE 9: Duration

The duration of this contract is indefinite. The contract produces its effects towards the User from the use of the service.

ARTICLE 10: Applicable law and competent jurisdiction

Ivorian legislation applies to this contract. In the event of a lack of amicable resolution of a dispute arising between the parties, only the courts within the jurisdiction of the Court of Appeal of Abidjan are competent.