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Account Holding and Custodian Bank Activity
Participation in fundraising operations or securitization for Institutional clients (companies) and acquisition and holding of monetary or financial securities for clients (companies or individuals)
Factoring
Factoring is a technique that allows the transfer of management of accounts receivable to the bank
Key Man Insurance
KEY MAN insurance is a group insurance contract designed to guarantee subscribing companies by paying a fixed capital under the contract in the event of the death, TPD, or Key Men within their structures.
Multi-Risk Home Insurance for LLCs
The Multirisk Home Insurance covers damages to the real estate property of the Real Estate Investment Company (SCI). This insurance contract covers homes in full property of the SCI, whether owner-occupied or non-occupied.
Bills of Exchange Guarantees
Bill aval is a commitment given by BBG, intended to guarantee the payment of a bill issued by its client in favor of third parties. Bill aval is considered as a payment guarantee on the given due date by a third party or by one of the signatories of a bill of exchange.
Foreign Bills of Exchange Guarantees
Bill aval is a commitment given by BBG, intended to guarantee the payment of a bill issued by its client in favor of third parties. Bill aval is considered as a payment guarantee on the given due date by a third party or by one of the signatories of a bill of exchange. Through the aval, BBG lends its signature, against commission(s), and allows its client, either to obtain credit from its supplier or to avoid a deposit payment.
Advance on Purchase Order
The advance on purchase order is financing requested by a client in order to allow them to fulfill an order.
Advance on Purchase Order/Contract
The advance on purchase order or on contract is an advance made by the bank to a client to allow them to carry out a purchase order or a contract. In this case, the claim has not yet arisen (service not yet provided for an existing contract).
Advance on Tax Charges
It is a financing formula that allows the payment of a company's tax obligations in the event of cash flow difficulties.
Advance on Payroll Charges
It is a financing formula that allows the payment of the salaries of the employees of a company, pending future receipts. It allows the company to maintain a peaceful social environment.
Advance on Checks
Financing allowing the anticipation of the cashing of a check intended for a client, pending the date of actual settlement.
Advance on Invoice
The advance on invoice is an advance made by the bank to a client pending the payment of an invoice. However, it is important to ensure the quality of the ultimate payer in this case.
Advance on Contract
Financing allowing a client who has obtained a contract to have resources to be able to carry it out.
Bridge Business Credit
The pro credit is financing granted to professionals based on the amount of the available DAT. It will allow the target to benefit from 2 times the amount of their DAT in credit.
Bridge Business Savings
The pro savings account is a savings account intended for professionals practicing a liberal profession that allows them to protect and grow non-recurring income. This savings also serves as collateral for financing potential investments.
BRIDGE TOUCH
BRIDGE TOUCH is a remote banking service. It allows BBG-CI clients to manage their bank account in real time with options for checking and editing account status, transfers, receiving alerts on mobile phones, and communicating via secure messaging, in complete confidentiality with their advisor.
Bank Guarantee
Market Guarantees; Definitive guarantee; Retention Guarantee; Guarantee in favor of third parties; Customs guarantees
Checking Account
The current account or checking account is a sight account that allows for banking operations and is linked to various products and services (transfer, loans, etc.)
Conforming
Confirming is a product that allows Enterprise customers to transfer to the Bank all or part of their supplier payment activity
Working Capital Loan
A financing formula that specifically supports companies regarding their working capital needs.
Investment Credit
The investment credit is a credit that helps the client in their development. This medium-term credit is used to finance various types of assets, whether it be the construction or the development of professional buildings, equipment, or machinery.
Campaign Credit
The campaign credit allows for the short-term financing of the needs of the long operating cycle of a company's stocks. The bank grants advances to the company within a limit and a duration, for a fee. It is intended for enterprises whose activity is seasonal, notably agricultural activities with very concentrated sales periods.
Documentary Credit
The Documentary Credit or Letter of Credit is an operation that takes place within the framework of import/export operations. It is a commitment by which the importer's bank (ordering client) guarantees to the exporter (beneficiary third party) the payment of their goods upon presentation of documents attesting to the shipment and the quality of the goods specified in the contract.
Equipment Loan
A financing formula that specifically supports companies regarding their working capital needs.
Long-Term Loan
Investment credit is a credit that supports the client in their development. This long-term credit finances various types of assets, whether it be the construction or fitting out of professional buildings, the acquisition of equipment or machinery, etc.
Medium-Term Loan
Investment credit is a credit that supports the client in their development. This medium-term credit finances various types of assets, whether it be the construction or fitting out of professional buildings, the acquisition of equipment or machinery, etc.
Spot Credit
Generally granted to strong and sizeable enterprises, the spot is a short-term cash credit that aims to contribute to the financing of a specific and punctual need in the operating cycle of a business.
Overdraft
The overdraft is an authorization granted to the client, allowing them to operate their current account in a debit position up to a specified limit. Generally granted for a period of one year, it is used to finance the portion of the Working Capital Requirement (WCR) not covered by the Cash Deposit Reserve (CDR). The resulting debit balance is only due at the end of the authorization, unless renewed.
Time Deposit
The Time Deposit Account (TDA) is a deposit account in which funds are locked in for a specified period, with interest rates set in advance.
Commercial Discount
Commercial discounting is a facility that allows a company to finance its account receivables by having its trade bills bought back before maturity, subject to the payment of interest. It is a facility that allows the company to receive immediate payment on a bill due in the future.
Commercial Paper Discount
Financing that allows the anticipation of the collection of a trade bill intended for a legal entity, pending the date of effective payment.
Bill Discounts
The discounting of bills allows the advantage of obtaining immediate payment of a trade bill, without waiting for its due date. Indeed, BBG credits you with the amount of the receivable reduced by the interest.
Documentary Credits
This is a credit that finances the payment terms of your business partners internationally.
In case of cash flow deficit, it allows you to mobilize an unexpired receivable for your export operations.
Insurance Premium Financing
The financing of insurance premiums is a short-term credit that allows the company to pay the full amount of its annual insurance premiums. It concerns mainly non-life insurance products (property, casualty, liability, travel, health, automobile, etc.)
Import Financing
Through pre-financing credit, BBG finances your cash flow needs related to the execution, either of a specific external order or of regular business with foreign countries, such as the supply of raw materials and supplies, operating expenses, storage costs, etc.
Bank Guarantee
It is a bank guarantee used to cover a client's activity.
First Demand Guarantees
These are unconditional guarantees. It is the commitment by which BBG CI undertakes to pay on behalf of its client a specified amount from the commercial contract, which will allow the beneficiary to be compensated in case of default by its client.
Stand-By Letters of Credit
The standby letter of credit ensures maximum flexibility in the processing of your operations, whether you are an importer or exporter. It provides the exporter with a guarantee of payment for their deliveries. It also constitutes an irrevocable commitment from the bank to compensate its beneficiary in case of default by the ordering party (the buyer).
Repatriation of All Currencies
Mainly euros, USD - spot product: receipt of payment for export invoices of goods or services from foreign clients OUTSIDE WAEMU
Import & Export Documentary Collections
Documentary collection allows you to condition your payment, whether at sight or at term, on the delivery of the documents necessary for the acquisition of the merchandise or service. In this case, BBG will be responsible for the exchange of documents against payment, in strict compliance with the instructions given to it.
Virtual IBAN
Reconciliation solution to allow microfinance clients to transit via SICA.
Inventory Financing
Stock goods insurance guarantees the losses and damages caused to a company on a specific object, namely raw materials and goods, during their storage phase.
Temporary Suspension
Option to suspend the repayment program for an agreed period and then resume repayment.
All Risks Construction
This insurance allows the client to be covered against damages that may occur in the context of construction or renovation work (the structure, materials and equipment, machinery, temporary site installations). It also guarantees accidental damage that may affect the site during its construction. Finally, it guarantees the damages and losses suffered by a third party resulting from an accident attributable to the execution of the work.
International Transfers in All Currencies
Mainly euros, USD - spot product: payment of import invoices or service provision to foreign suppliers OUTSIDE WAEMU;
Account Holding and Custodian Bank Activity
Participation in fundraising operations or securitization for Institutional clients (companies) and acquisition and holding of monetary or financial securities for clients (companies or individuals)
Borrower Death and Loss of Employment Insurance
The BORROWER DEATH INSURANCE contract taken out as security for a loan covers the risks of death, total and permanent disability. This insurance reimburses the bank for the outstanding capital (only) on the day of the claim. The bank is the primary beneficiary, covering its credit risk.
Death, Disability, and Unemployment Insurance
The DEATH - DISABILITY / UNEMPLOYMENT insurance is an insurance contract that guarantees the payment of compensation to a beneficiary insured when the latter dies, loses their job, or is in a situation of absolute and definitive disability. This is subject to the payment of a premium.
Borrower's Insurance
The LOAN INSURANCE contract, taken out as a guarantee for a loan, is ancillary to the loan agreement. The loan insurance covers the risks of death, total and permanent disability (TPD). It is an insurance coverage that is required by the bank for any future individual borrower.
Multi-Risk Home Insurance
The Multirisk Home Insurance covers damages caused to the real estate property of the subscriber and its contents in the event of a claim. This insurance contract covers homes in full ownership (owner-occupied or non-occupied), whether they are individual or collective. It also covers your civil liability.
Travel Insurance
The Travel Insurance offer provides an opportunity for any BRIDGE BANK GROUP CI cardholder and declared family members to benefit from a comprehensive assistance program during their trips abroad as well as in case of fraudulent use of their BRIDGE BANK GROUP CI cards.
Salary Advance
The salary advance product is a permanent overdraft for a contractual period of one year, renewable, granted to employees with a stable and regular income in a reputed company with good creditworthiness.
Bridge Car Insurance
Bridge Car Insurance is a contract that guarantees the insured, against the payment of a premium, coverage of material or bodily damage caused by their vehicle to third parties.
Bridge Account Insurance
BRIDGE ACCOUNT INSURANCE is a bancassurance product of the provident type that guarantees the payment of a guaranteed capital to the insured member or to a beneficiary designated by the latter in the event of a claim (death, TPD).
Bridge Education Insurance
The purpose of this contract is to cover BBG CI clients from risks that may impede the smooth progress of their children's studies.
Bridge Retirement Insurance
The purpose of this contract is to build up savings payable at the time of retirement or at the end of the contract. It is a mixed life insurance contract that grants you 2 guarantees
Bridge Savings
Classic savings allow any individual to build up savings at their own pace. This product allows the client to become familiar with the savings product and to be able to access their savings at any time.
Bridge Education Savings
Program for the creation of a monetary reserve through a monthly contribution over a predefined period, in order to benefit from funding for one's own or a dependent person's education.
Bridge Real Estate Savings
Program for the creation of a monetary reserve through a monthly contribution over a predefined period, in order to benefit from funding for the acquisition of real estate.
Bridge Youth Savings
Program for the creation of a monetary reserve through a monthly contribution over a predefined period, in order to build up savings for a young person or a student.
Bridge Premium Savings
"Bridge Premium Savings" is a program for the creation of a monetary reserve through a monthly contribution over a predefined period and to benefit from very attractive interest.
Bridge Funerals
Bridge Funerals is a death insurance contract. Its purpose is to cover the Member as well as members of their family (spouse, children, and ascendants) against the risks of Death from Any Cause and Total and Permanent Disability.
Bridge Auto Loan
The car loan is a financing formula intended for the acquisition of a vehicle according to two formulas: the normal formula and the simplified formula. The normal formula concerns new vehicles, the loan is contracted in partnership with auto dealers and requires a pledge on the vehicle. The simplified formula concerns used vehicles and does not require a pledge on the vehicle, but the acquisition must be made from an authorized reseller partner of used vehicles.
Bridge Consumer Loan
Formula for financing granted to an individual in order to meet consumption needs (except real estate, development, and equipment).
Bridge Education Loan
It is a loan allowing an employee (excluding employees on leave) to finance studies (including ancillary costs) either for themselves or for a dependent.
Bridge Express Loan
The emergency consumer loan is a financing formula granted to an individual in order to meet a number of current and personal needs, without specific justifications (invoices, etc.)
Bridge Real Estate Loan
This is a financing formula intended for the acquisition, development, construction, or refinancing of real estate.
Bridge Relais Loan
The bridge loan is a financing formula that is based on obtaining a bonus, gratuity, or other benefits intended to be used for its repayment.
Bridge School Loan
It is a financing formula launched every year for three months, covering the expenses related to the start of the school year.
Bridge Study
BRIDGE STUDY est une solution innovante de financement qui garantit le parcours éducatif de vos enfants, de la maternelle aux études supérieures.
Conçue pour simplifier la vie aux parents d’élèves, BRIDGE STUDY un est package incluant un prêt, une épargne, et une assurance, à des conditions préférentielles, garantissant l’accès à une scolarité de qualité à vos enfants en toutes circonstances.
BRIDGE TOUCH
BRIDGE TOUCH is a remote banking service. It allows BBG-CI clients to manage their bank account in real time with options for checking and editing account status, transfers, receiving alerts on mobile phones, and communicating via secure messaging, in complete confidentiality with their advisor.
BridgeSMS
BRIDGE SMS is a service that allows the subscriber to receive real-time banking information through SMS alerts on their mobile phone. This service is accessible via the GSM network permanently (24/7) and regardless of the subscriber's mobile operator to the BRIDGE SMS service.
Machinery Breakdown
This insurance covers the production tools from possible destruction. It helps to reduce losses in case of a breakdown of a production tool due to operational problems or human error.
VISA Debit Cards from Bridge Bank Group Côte d’Ivoire
Explore a new world of privileges with the range of Visa cards from Bridge Bank Group.
Checking Account
The Cheque Account is a sight deposit account that can benefit from means and instruments of payment. The management of the Cheque Account is regulated by a written account agreement for an indefinite period.
Professional Loan
An overdraft is an authorization granted to the client, allowing them to operate their current account in a debit position up to a certain limit.
Overdraft
An overdraft is an authorization granted to the client, allowing them to operate their current account in a debit position up to a determined limit.
Time Deposit
The Time Deposit is a safe and profitable investment product that allows the saver to lock their funds for a specified period at a predetermined rate.
Fcp Bridge Diversifie Croissance
Le FCP BRIDGE DIVERSIFIE CROISSANCE, produit en partenariat avec Bridge Asset Management, s’adresse aux investisseurs recherchant un potentiel de rendement plus élevé et une croissance du capital à long terme. Ce Fonds, plus risqué, est majoritairement investi en actions, et la portion allouée aux titres à revenus fixes constitue un plancher de sécurité tout en procurant des revenus périodiques.
Fcp Bridge Obligations
Le FCP BRIDGE OBLIGATIONS, produit en partenariat avec Bridge Asset Management, s’adresse aux investisseurs recherchant un revenu stable tout en protégeant la valeur de leur placement initial. Le Fonds est composé de placements peu risqués tels que les obligations émises par les gouvernements et les entreprises de l’UMOA.
Professional Multi-Risk Insurance
This insurance covers risks related to the ownership or occupation of a building for professional use. It is essential as it guarantees the company's assets and activity, ensuring its sustainability. It includes offices, warehouses, industrial companies, and shops.
Child Savings Plan
Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing related to a specific purpose.
Housing Savings Plan
Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing for the acquisition of real estate.
Project Savings Plan
Program for building up a monetary reserve through monthly contributions over a predefined period, in order to benefit from financing related to a specific purpose.
Development Loan
Financing formula granted to an individual for carrying out development work (layout, installation, equipment, etc.) of a property.
Project Loan
The project loan is a financing formula covering expenses related to a life project (wedding, birth, travel, etc.). It allows you to benefit from advantageous conditions in the project savings plan.
Repatriation of All Currencies
Mainly euros, USD - spot product: receipt of payment for export invoices of goods or services from foreign clients OUTSIDE WAEMU
Loan Rescheduling
This is an option allowing a loan holder to reduce their installments halfway through the loan repayment.
International Transfers in All Currencies
Mainly euros, USD - spot product: payment of import invoices or service provision to foreign suppliers OUTSIDE WAEMU;