Checking Account

The Checking Account is a Sight Deposit Account that can benefit from means and instruments of payment. The management of the Checking Account is regulated by a written account agreement and is of indefinite duration.

This account allows its holder to carry out common banking operations and benefit from the products and services attached to it (Bank Card, Credit, etc.)

ADVANTAGES

The current account can give access to a variety of banking services (Savings, Time Deposit, Stock Exchange, Credit, or Insurance);

Fund security (Avoid having to carry a lot of cash);

Funds are available at any time.

Personalized assistance in project realization.

FEATURES

Opening Conditions

Employee: minimum salary of 500,000 XOF
Merchant: minimum income of 500,000 XOF

Initial Deposit

Employee: free
Non-salaried: 500,000 XOF

Operation of the checking account

The account holder and/or their authorized representative can carry out different types of operations including:

In credit: Cash deposits, checks, transfer orders, or direct debits.

In debit: Subject to compliance with the available balance of the account or authorized transaction limits: Payment by check, bank card, transfer orders, or direct debit authorization.

Power of Attorney

The account holder can give power to another person to act on their behalf by signing a power of attorney: the operations carried out by the designated agent (withdrawals, issued checks, transfers) then engage the account holder, who is responsible for them.

Account maintenance fees

Individual: 5,000 XOF Excl. Tax / month

Account statement

Monthly account statement: Free of charge

On-demand statement: 2,000 XOF Excl. Tax / page

Other free operations

Free issue of an RIB (Bank Identification Statement)

Free withdrawals and deposits at all BRIDGE BANK GROUP CI branches

Issuance of non-endorsable crossed checkbooks

Issuance of check-letters

Cash withdrawal of checks in the WAEMU zone

Bridge SMS: Free of charge

Account closure: Free of charge