Bridge Real Estate Loan

This is a financing option intended for the acquisition, development, construction, or refinancing of real estate. Tier 3 employers are excluded.

ADVANTAGES

Easily finance the acquisition of real estate

Flexible repayment term (up to 20 years with a deferral option)

Favorable rates for customers subscribing to the PEL

	ACQUISITION	RENOVATION / IMPROVEMENT	CONSTRUCTION	REFINANCING
Maximum amount (in millions XOF)	150	100	125	150
Location	Abidjan District; Greater Abidjan; San Pedro
Maximum term (years)	20	10	20	10
Interest rate (excluding taxes)	TBB - 2.25	TBB - 1.75	TBB	TBB + 0.25

	Acquisition	Renovation/ Improvement	Construction	Refinancing
Client's request	X	X	X	X
Last 3 payslips	X	X	X	X
Copy of National ID Card	X	X	X	X
Confirmation of hiring/employment contract	X	X	X
Irrevocable salary domiciliation	X	X	X	X
Nomination decree for new hires (civil servant)	X	X	X	X
Certificate for bank loan (civil servant)	X	X	X	X
A certificate of personal contribution (minimum 15%), issued by the developer if the remainder is financed by the bank, or by the property expert approved by the Bank if the property is built.	X		X
Customer's marital status + spouse's ID card if joint property	X	X	X	X
Planning permission less than two years old that is relevant to the project		X	X
ACD (Final Concession Order) or property certificate	X	X	X	X
Information on the promoter (certificate of successful completion of similar contracts) and other references in the construction field.	X	X	X
Quotations for work carried out and to be carried out by the contractor appointed by the borrower		X	X
Appraisal report less than 6 months old by a BBG-approved firm (except in the case of property development)	X	X	X	X
Last 3 payslips	X	X	X	X
A floor plan	X		X
An ACD or Certificate of Overall Ownership (in the case of property development)	X
Statement of real rights less than one month old		X	X	X
Bank-approved property valuer		X	X	x